Blogs

How to improve your chances of getting approved for a business loan

A successful business loan application starts before you apply. Lenders look beyond revenue, assessing your cash flow, financial position, existing debt & business experience. Learn how to strengthen your application and improve your chances of approval.

How commercial finance brokers help businesses grow fast

What is a commercial mortgage?

Commercial mortgages are designed for businesses and investors, but they work very differently to residential home loans. From purchasing business premises and investment properties to exploring SMSF lending, understanding how commercial finance is assessed can help you make more informed decisions. Learn how commercial mortgages work, what lenders look for, and how the right finance structure can support your long-term goals.

Can you still buy commercial property through your SMSF?

Proposed changes to SMSF borrowing rules could significantly impact property investors. With legislation expected to restrict new borrowing arrangements for residential property, now is the time to understand how the changes may affect your plans. We explore what’s been announced, what it means for residential and commercial property investors, and why acting early could make all the difference.

How commercial finance differs from asset finance

Commercial finance and asset finance serve different purposes and understanding the difference can help businesses make smarter funding decisions. The right solution often involves a combination of both. By tailoring the finance structure to your business goals, cash flow and future plans, you can create a funding strategy that supports long-term growth and flexibility.

What does a commercial finance broker actually do?

Commercial finance is about more than finding the lowest interest rate and the right finance structure can make a significant difference to your long-term success. A commercial finance broker helps navigate the lending landscape, compare banks and alternative lenders, structure deals strategically and secure funding solutions tailored to your goals. In a complex market, having the right expertise on your side can be the difference between simply getting a loan and securing the right one.

Investor lending hits record share as owner-occupiers retreat

Australia’s property investors are entering a changing market. Investors accounted for a record 41% of new dwelling loan commitments in early 2026, driven by strong rental demand, low vacancy rates and increased stock levels. However, proposed changes to negative gearing and ongoing interest rate rises could significantly reshape investment strategies moving forward. With lending policies, borrowing capacity and tax settings evolving, having the right finance structure and advice in place has never been more important for property investors.

Business lending vs traditional bank lending: what’s the difference?

Business finance has evolved and the major banks are no longer the only option. Today, businesses have access to a wider range of funding solutions, including non-bank lenders, specialist funders and private lenders. Alternative lenders can offer greater flexibility for businesses with complex structures, shorter trading histories or unique funding requirements. A finance broker can help navigate the options, compare lenders and secure a solution that supports your business goals, not just the lowest interest rate.

Commercial Finance for a Growing Business

A commercial finance scenario showing how lender selection and structure supported business cash flow.

Property Development Funding Pathway

A property finance scenario showing how development funding can be shaped around project milestones.

Residential Finance

Funding solutions designed to help individuals purchase, refinance or manage residential properties.

Commercial Finance

Funding solutions designed to help individuals or businesses purchase, refinance or manage commercial assets.

Asset & Equipment Finance

Funding solutions designed to help you acquire the equipment and resources you need to grow your business.

Property Investment Finance

Flexible finance solutions designed to support your property investment goals and long-term success.

Property Development Finance

Bespoke finance solutions tailored to your property development project's scale, complexity and funding profile.

Self Managed Super Fund

Specialist lending solutions designed to help your self managed super fund buy residential or commercial property.