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Blogs

Explore a comprehensive collection of blogs spanning diverse topics, including current events.

May 19, 2026

What the latest cash rate news means for you

The RBA has raised the cash rate to 4.35%, marking the third increase this year as inflation pressures continue across fuel, housing and everyday living costs. With repayments rising and further increases still possible, now is a good time for borrowers to review their loan structure and overall finance strategy. We explore the growing trend of buying property with family, friends or business partners, including the key lending, ownership and legal considerations to think about before purchasing together.

May 19, 2026

What the 2026 Federal Budget means for borrowers & business owners

The 2026–27 Federal Budget has introduced major changes to property, tax and lending that could impact homeowners, investors and business owners. From updates to negative gearing and capital gains tax to new opportunities for businesses and investors, now is the time to review your loan structure, borrowing strategy and future plans. With so much changing, having the right finance strategy in place is more important than ever.

April 23, 2026

Average deal sizes jump as investors return to commercial property

Transaction volumes reached $85.6 billion in 2025, with larger, well-capitalised investors returning and demand rising across sectors like industrial, retail and alternative assets. As competition for quality assets increases, having the right finance in place is key. It’s not just about securing a loan — it’s about structuring it correctly. The right setup can improve cash flow, flexibility and future borrowing capacity, putting you in a stronger position to act when opportunities arise.

April 23, 2026

Commercial property investment is rising

Investment volumes hit $51.4 billion in 2025, up 41% year-on-year, signalling growing confidence across retail, industrial and office sectors. With key markets like NSW and QLD leading the recovery, conditions are becoming more favourable for investors. If you’ve been considering commercial property—whether it’s your first purchase or expanding your portfolio—understanding your borrowing capacity and the right ownership structure is key to making it work.

April 22, 2026

What global uncertainty means for Australian property buyers right now

Global events are starting to hit closer to home, with rising oil prices and ongoing geopolitical tensions putting pressure on inflation and interest rates in Australia. The RBA has already moved to increase the cash rate to 4.10%, with further rises potentially on the horizon. Tools like offset accounts can help reduce the true cost of your mortgage, but only when used correctly and aligned with your financial situation.

April 21, 2026

Residential Finance in the Australian Market

Explore the key benefits of residential finance in Australia’s robust housing market. From a stable financial system and diverse lender options to government programs for first-time buyers and favorable interest rates, discover how residential finance can help individuals and families achieve their homeownership dreams while offering opportunities for investment and long-term wealth creation.

April 5, 2026

Empowering Your Financial Future

Discover how a dedicated team of finance experts delivers tailored financial solutions by building strong relationships and leveraging a vast network of lenders. Learn how innovative strategies and personalized approaches empower individuals and businesses to achieve their financial goals.

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3LANE Finance is an authorised Credit Representative 504774 and is authorised under Australian Credit Licence 389328.
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