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Client FAQs
3LANE Finance assists with a broad range of lending needs, including commercial property, business, residential and investment property, asset and equipment, property development, working capital and SMSF finance. We work with business owners, property investors, developers, professionals and families to structure finance around their circumstances and objectives.
A bank can generally only offer solutions within its own lending policies and products. 3LANE Finance can assess your requirements across a broad panel of banks and specialist lenders, comparing factors such as lending policy, structure, pricing and overall suitability before recommending an approach aligned with your needs.
We start by understanding your circumstances, objectives and borrowing requirements. From there, we assess suitable lending structures and lender policies, compare relevant options and recommend a strategy. Once you decide to proceed, we prepare and manage your application through assessment, approval and settlement, with ongoing support available as your finance needs evolve.
The right lender isn't always the one offering the lowest advertised rate. We consider your borrowing requirements, financial position, security, objectives and timeframe alongside lender policy, structure, pricing and servicing requirements. We then recommend suitable options based on the overall fit for your circumstances.
Ideally, speak with us before committing to a purchase, refinance, investment or major business decision that requires funding. Early involvement gives us more time to assess borrowing capacity, identify potential lending issues, consider suitable structures and understand which lenders may be appropriate. However, we can also assist when a transaction is already underway or an existing finance structure needs to be reviewed.