A combination of planning and seizing opportunity. I spent 19 years in banking focused on commercial finance. In the final two years I moved into a senior leadership role which, while rewarding, removed me from the day-to-day client interaction and deal-making I'd always enjoyed. That shift made me realise how much I valued direct involvement with clients and problem-solving — so in 2018 I made the decision to become a finance broker and founded 3LANE Finance. It was a deliberate step, aimed at bringing me closer to clients again and allowing me to build a business based on service, relationships and results.

George Louca
Director and Owner
George founded 3LANE Finance in 2018 after 19 years in commercial banking, including a senior leadership role, bringing with him a wealth of knowledge and a passion for helping clients achieve their financial goals.
His approach is all about partnerships, working closely with clients to create tailored solutions that save money and support long-term growth.
At 3LANE Finance, he's built a strong culture of collaboration and client success, ensuring each finance journey is seamless and stress-free.
When he's not working, George loves spending time with family and friends, exploring new cafes and enjoying his daily coffee ritual.
2025 MPA Top Commercial Broker.
In 2025, Mortgage Professional Australia named George to its Top Commercial Brokers list — a national ranking of the 35 highest-performing commercial brokers by loan volume, each of whom settled more than $100 million over FY24.
The recognition reflects the way George has always worked: relationships first, a problem-solving mindset on every deal, and personal involvement from the first conversation through to settlement.
George in profile.
After 19 years in commercial banking, including a senior leadership role, George launched 3LANE Finance in 2018. The leadership chapter was rewarding, but it pulled him away from the day-to-day client work and deal-making he'd always enjoyed — and the desire to get back to both drove the decision to build his own brokerage.
George's strength lies in nurturing relationships with clients, lenders and referrers. He puts his clients' goals at the centre of everything he does, approaching each deal with a problem-solving mindset and seeing it through from start to finish. What sets him apart is his empathy, his accessibility and his commitment to getting the best possible outcome every time.
I stay close to my clients throughout the process, check in regularly with referrers to add value, and share market insights. I maintain strong relationships with lenders by staying in touch with their teams — not just to discuss deals, but to understand what they're looking for and how they work.
George and the team attract and keep clients by delivering tangible results and personalising the process. Most of 3LANE's work arrives as referrals or repeat business — reinforcement, George says, that they're doing the right thing. He takes the time to understand what each client needs financially and emotionally, and treats their challenges like his own.
If we do our job well, there's no reason for them to look elsewhere. Success is when we resolve a client's issue, and they feel supported and genuinely happy with the outcome.
He is most proud of building the brokerage from a one-person operation in 2018 to a six-person team in 2025. That growth was never part of the original plan — the company took on a life of its own thanks to strong demand, repeat business and steady referrals.
I see that growth as a direct reflection of the service we've delivered and the trust we've earned.
Today 3LANE Finance is known for securing commercial finance for medical professionals, childcare operators, professional services firms, property investors and small business owners — and in 2025, MPA named George to its prestigious Top Commercial Brokers list, recognising his standout performance by total commercial loan volume over FY24.
A people person at heart, George finds satisfaction in making a difference. He'll admit he often puts in long hours — not out of obligation, but because he cares about the work, the clients and the growth of 3LANE Finance.
Q&A with George.
On career, clients and what success looks like — in George's own words.
At the moment, it's incorporating a social media presence into a business that is already successful from repeat business and referrals. I recognise the need to build a stronger brand presence online that clearly differentiates us from the many other brokers and bankers in the market. My focus is on being more active on Instagram, Facebook and LinkedIn in a way that increases visibility and reinforces our position as a firm that consistently solves problems and delivers results. It's a work in progress, but one that will support our long-term growth.
Building 3LANE Finance from a one-person operation in 2018 to a six-person team in 2025 is something I'm particularly proud of. That growth was never part of the original plan — I initially imagined a small family business. But thanks to strong demand, repeat business and steady referrals, the business took on a life of its own. I see that growth as a direct reflection of the service we've delivered and the trust we've earned.
Relationship-building. I take a genuine interest in my clients' goals and challenges, and I invest emotionally in helping them succeed. That connection goes beyond transactions — it's about being present, accessible and committed from start to finish. I take the same approach with referrers and lenders as well, because strong relationships across the board ultimately lead to better outcomes for clients.
I absolutely love what I do. Every day I have the opportunity to work closely with clients, solve problems and build something meaningful — both for them and for the business. I'm a people person at heart, and I find great satisfaction in being able to make a real difference. I also enjoy the ongoing challenge of growing the business and improving my own skills. I'll admit I often find it hard to step away — I tend to work long hours, but that's a byproduct of how much I care about the work.
Relationships — with clients, referrers and lenders — have been the key. I stay close to my clients throughout the process; I check in regularly with referrers to add value and share market insights; and I maintain strong relationships with lenders by staying in touch with their teams, not just to discuss deals, but to genuinely understand what they're looking for and how they work. This network of relationships enables us to consistently deliver outcomes for clients, which in turn drives repeat and referral business.
Most of our clients come to us through referrals or as repeat business — and I take that as the highest compliment. We attract clients by delivering great outcomes and providing a service that clients want to tell others about. We retain them by continuing to deliver, staying accessible and building long-term relationships. If we do our job well, there's no reason for them to look elsewhere.
It starts with really understanding what the client needs — not just on paper, but emotionally as well. I invest in their problems as if they were my own, and then apply my experience and network to find the right solution. Success, to me, is when a client's issue is resolved, they feel supported and they're genuinely happy with the outcome — often expressed through a referral.
I take a collaborative, empathetic approach. I listen actively, ask a lot of questions and make sure to reflect their concerns and goals back to them, so they know they've been heard. I also check in regularly along the way to confirm we're aligned and that it feels like a partnership. I never want a client to feel like I'm pushing a solution — it's always about working together to find the right fit.
Other employees.

Maria Gatsos
Finance Broker

Adriana D'Amico
Relationship Manager

Narel Sebastian
Relationship Manager

Osman Esmer
Finance Broker