Industries
Finance support shaped around your industry — from medical and childcare to hospitality, construction, property and professional services.
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Different industries face different lender expectations. 3LANE understands those nuances and helps operators present stronger lending applications.
Find finance support that reflects your revenue model, assets, premises, growth plans and compliance needs.
Industry finance pages.
Choose the page that matches your scenario — each one explains how we approach that type of lending.
Small Business Owners
Lending for owners whose tax returns don't tell the whole story — from working capital through to buying your premises.
IndustrySelf-Employed Professionals
Home and business lending for sole traders and company directors who are penalised by tick-a-box credit policies.
IndustryConsultants & Freelancers
Finance for consultants and freelancers with strong income but short trading histories or lumpy invoicing.
IndustryProfessional Services
Tailored lending for accountants, lawyers, engineers, architects and other professional services firms and partners.
IndustryConstruction & Trades
Finance built for builders and trades — equipment, vehicles, cash flow and property, structured around progress payments.
IndustryBuilders & Contractors
Funding for licensed builders and contractors, from utes and machinery through to your own development projects.
IndustryMedical & Healthcare
Preferential lending for doctors, dentists and allied health — LMI waivers, higher lending ratios and practice funding.
IndustryNDIS Providers
Funding for NDIS providers growing their services, premises and specialist disability accommodation.
IndustryDental & Specialist Clinics
Practice purchase, fit-out and equipment finance for dental and specialist clinics across Sydney.
IndustryAged Care & Disability Services
Finance for aged care and disability service operators balancing compliance, staffing and property needs.
IndustryHospitality
Lending for venues that banks often misread — cafes, restaurants, bars and caterers with seasonal trade.
IndustryCafes & Franchises
Finance for cafe owners and franchisees, from your first site through to a multi-site group.
IndustryEvent & Entertainment Businesses
Funding for event and entertainment businesses with project-based income and serious equipment needs.
IndustryChildcare Centres
Specialist funding for childcare operators — centre acquisitions, freeholds, fit-outs and working capital.
IndustryTraining & Education Providers
Finance for RTOs, colleges and education providers with enrolment-driven revenue.
IndustryBoarding Houses & Caravan Parks
Lending for boarding houses, rooming accommodation and caravan parks that mainstream banks often decline.
IndustryShort-Term Rentals / Airbnb Operators
Finance for Airbnb and short-stay operators whose income many banks discount or ignore entirely.
IndustryHotels & Resorts
Funding for hotels, motels and resorts — freehold, leasehold and refurbishment lending.
IndustryAgriculture
Rural and agricultural finance for farming operations balancing seasons, commodity prices and land values.
IndustryAgribusiness
Finance for processors, suppliers and exporters across the agricultural supply chain.
IndustryRetail Businesses
Lending for retailers managing stock cycles, seasonal peaks and lease commitments.
IndustryImport & Export Businesses
Trade finance for importers and exporters managing currency, shipping times and supplier deposits.
IndustryTransport & Logistics
Truck, fleet and depot finance for transport and logistics operators.
IndustryMining & Industrial
Heavy equipment and contract-backed finance for mining services and industrial operators.