Whole-of-market lender panel
We compare Tier 1 banks, non-bank lenders and specialist funders — not a single bank's range.
Industry
Small Business Owners
Lending for owners whose tax returns don't tell the whole story — from working capital through to buying your premises.
Talk to a broker
Small business owners power the economy, yet some lenders still treat self-employed income as too hard. The art is in how your financials are read and presented — add-backs, one-off costs and genuine cash flow all change the picture.
3LANE Finance helps owners fund growth, smooth cash flow, buy equipment and purchase premises, with lenders chosen for how they actually assess business income.
Why choose 3LANE Finance
A specialist broker that understands your scenario and presents it to lenders in the best possible light.
Specialist, not generalist
We structure finance around the way you earn, invest and grow.
Policy-first approach
We match your profile to the lenders most likely to approve it, before you apply.
End-to-end support
From first chat to settlement, we manage the process and the lender for you.
How we help
We look at the deal from the lender's point of view and prepare the application around the evidence they need to assess it properly.
- Borrowing capacity and lender policy review
- Loan structure and repayment strategy
- Bank, non-bank and specialist lender comparison
A clear path from enquiry to settlement
A calmer lending experience that removes surprises before your application reaches a lender.
01
Understand the scenario
We map your goals, income, security, timing and any lender policy pressure points.
02
Shape the strategy
We compare lender appetite, structure and repayments before you apply.
03
Manage the application
We prepare the application, coordinate the lender and stay close through settlement.
Run the numbers
Estimate repayments, borrowing power and stamp duty. Indicative only — your broker confirms the real figures.
Monthly repayment$4,497
Fortnightly$2,075
Weekly$1,038
Total interest$868,786
Estimates only — not a quote, credit assessment or finance approval. Figures exclude fees and assume principal & interest repayments. Stamp duty uses NSW general rates, which are indexed and may change. Speak to a 3LANE broker for numbers specific to your situation.
Get a tailored assessmentAreas we service
Based in Marrickville, we support borrowers across Sydney and NSW — in person or remotely.
- Marrickville
- Inner West
- Sydney CBD
- Eastern Suburbs
- North Shore
- Northern Beaches
- Parramatta
- Greater Western Sydney
- Sutherland Shire
- Across NSW
Related pages.
Explore related services and industries we support.
FAQs
Quick answers for clients comparing finance options.
Yes. Our team compares lender policy, loan structure, security, cash flow and the broader borrowing scenario before recommending a pathway.
We work across banks, non-bank lenders and specialist funders so clients can access options that suit their profile and objectives.
A broker will review your goals, ask for the right supporting information and outline the lender options and next steps that make sense for your situation.
Talk to 3LANE
Need help with small business owners?
Share your goals with the 3LANE team and we will help you understand the lending options that may suit your position.