Whole-of-market lender panel
We compare Tier 1 banks, non-bank lenders and specialist funders — not a single bank's range.
Service
Investment Loans
Compare investment loan structures and lenders for purchasing, refinancing or releasing equity from investment property.
Talk to a broker
The right investment loan is about more than the headline rate. Loan structure, interest-only terms, offset accounts and how each lender assesses rental income all affect your cash flow — and how much you can borrow for the next property.
We compare investment lending across banks, non-bank lenders and specialist funders, then structure the application so your portfolio keeps working — for this purchase and the ones that follow.
Why choose 3LANE Finance
A specialist broker that structures investment lending around your portfolio, not just a single purchase.
Structured for the next purchase
Loan structure, security and equity decisions are made with your future borrowing capacity in mind.
Support for complex income
Rental income, trusts, self-employment and multiple securities presented the way lenders need to see them.
How we help
We look at your investment lending from the lender's point of view and prepare the application around the evidence they need to assess it properly.
- Borrowing capacity and lender policy review
- Interest-only and principal-and-interest structuring
- Equity release for your next deposit
- Refinancing underperforming investment loans
- Portfolio reviews across multiple securities
A clear path from enquiry to settlement
A calmer lending experience that removes surprises before your application reaches a lender.
01
Understand the scenario
We map your goals, income, security, timing and any lender policy pressure points.
02
Compare and structure
We compare lender appetite, structure and repayments across the panel, then recommend a pathway.
03
Manage the application
We package the application, manage lender questions and keep you informed through to approval.
04
Settlement and beyond
We coordinate settlement and keep reviewing your lending as your portfolio grows.
Run the numbers
Estimate repayments, borrowing power and stamp duty. Indicative only — your broker confirms the real figures.
Monthly repayment$4,497
Fortnightly$2,075
Weekly$1,038
Total interest$868,786
Estimates only — not a quote, credit assessment or finance approval. Figures exclude fees and assume principal & interest repayments. Stamp duty uses NSW general rates, which are indexed and may change. Speak to a 3LANE broker for numbers specific to your situation.
Get a tailored assessmentAreas we service
Based in Marrickville, we support borrowers across Sydney and NSW — in person or remotely.
- Marrickville
- Inner West
- Sydney CBD
- Eastern Suburbs
- North Shore
- Northern Beaches
- Parramatta
- Greater Western Sydney
- Sutherland Shire
- Across NSW
FAQs
Quick answers for clients comparing finance options.
Yes. We compare lender policy, loan structure, security, cash flow and the broader borrowing scenario before recommending a pathway.
It depends on your cash flow, tax position and long-term strategy. We model both options with you and, where tax advice matters, work alongside your accountant.
Often, yes. We assess your current lending and property values, then structure an equity release that supports the purchase without tying up the wrong security.
Talk to 3LANE
Need help with an investment loan?
Share your goals with the 3LANE team and we will help you understand the lending options that may suit your position.